Banks Loosen Business Loan Terms, Regulators Voice Concerns

Regulators recently shared their concerns over the recent trends in the banking industry. An increasing number of banks are choosing to loosen their terms on loans to attract more businesses.

But this is good news for business, right? Regulators say this development actually raises red flags. Lenders are giving corporate borrowers lower rates and looser terms, even if they operate in riskier industries. While this might help companies in the short-term that need to borrow quickly and cheaply in a good economy, regulators caution that rising interest rates will make it difficult for these businesses to pay off the loans down the road.

A recent report by the Office of the Comptroller of the Currency (OCC) identified the easing of commercial loan standards as a top risk in the industry. Even though the rate of bad business loans remains low, the OCC has increased the number of privately issued warnings … Read More

Business & Finance

The Australasian Accounting, Enterprise and Finance Journal is a double blind peer reviewed educational journal. Associate Professor of Finance and Coordinator for the foremost in Finance, Costas Xiouros, highlights the different aspects of Finance that students are launched to in the MSc in Enterprise with a significant in Finance programme. Furthermore, Professor Xiouros explains the ways the fabric can be utilized in a profession afterwards. Without entry to money, we would have by no means been capable of efficiently compete each during and after the Nice Recession. The financing offered to us by Hitachi Business Finance was instrumental throughout these times.

We are a worthwhile associate within the educating, analysis and outreach endeavors of the College. We reflect in our each day operations the College’s commitment to a top quality, student centered learning surroundings. By guaranteeing monetary viability of the institution, we help Jap grow and prosper. Campus appearance and … Read More