Equity Funds – What to look for?

We list the most important factors to look for when making an equity mutual fund investment.

Equity mutual funds generate higher returns with a commensurateelement of risk, as compared to debt funds. But do consider the following factors when investing in equities:

* Understand what ‘returns’ means in the context of equity mutual funds.

There is a lot of attention focussed on the ‘returns’ aspect of equity funds in India. It is certainly true that the best equity mutual funds have a high growth potential, and their inherent risk is also lowered with a longer vesting period. However, do understand the basic concept of ‘returns’ when investing in equity funds, and the subtext therein. For example, the fund you are choosing may be recommended to you on the basis of relative performance and not absolute performance.

What this means is that if you need to park more money to lower … Read More

Frequently Asked Questions on Car title loans

What would be the monthly repayment amount?

The amount of money you pay on a monthly basis will depend on three main aspects; the amount of loan you are taking home, the car Title loan interest rate and the period within which the loan is to be paid. An amortization calculator is used to calculate the exact amount that you’ll pay every month and cumulatively, how much you’ll have paid back upon completion.

If I decide to sell my car, what happens?

A car title that is tied to a loan facility can be sold as per the owner’s wish. However, you need to inform the title lender of your decision to sell the car. You need to negotiate for a selling price, which is higher than the loan balance because, when you choose to dispose of that vehicle, the requirement is that you’ll have to clear your loan balance … Read More

Things to Know Before Starting a Small Business

Entrepreneurship and owning a business are heavily associated with the American dream. Being able to take the energy and effort you put into your work into something you own is very appealing to many. But there are many more risks involved when starting a small business. There is less security when compared to a regular job. Many businesses also can take some time before they make money. But there are still many positives about owning a business, and it is the reason so many people chase that dream. If you are considering starting a small business here are some things you should know.

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Depending on your business you will need capital to start. Saving up money to start a business is one way to start. Some people take out their savings to invest in their dream. However, this isn’t always recommended. Spending all of your savings into a business could … Read More

Online Teaching – What to Anticipate and What It Costs

When it comes to online tutoring there are two questions that a lot of individuals want answered: what can be expected and what its expenses. While the services to these questions will differ based upon what online tutoring system that you choose, there are some essential resemblances that usually period all tutoring websites. Here is a quick look at the services to these questions.

What to Anticipate from Online Tutoring

  1. Time

One of the most popular prospective benefits of using online tutoring is that you can use it whenever you have enough. Compared with using conventional sources of tutoring, based upon on what system you use, you can either set a consultation for whenever you are available or you can just show up whenever you want. Furthermore, you will normally not be restricted to a certain period. The online is “on” all day every day and most online tutoring websites … Read More

How To Succeed With the Use of An Algorithm

There are bots being created to use an algorithm to scan the options market and execute puts, or calls based instruction in the code. Algorithms are code instructions to tell a computer what task to do. The use of an algorithm in the options market will instruct the computer system to execute a trading strategy based on the data signals or trends being provided by the market. The use of an algorithm to trade options require a person to have some computer programming skills to program the bots or software used for trading. The trader will also have a few other qualities. The use of an algorithm for trading options will use backtesting to ensure a trading strategy is viable before actually trading is done on live options trading account. Backtesting utilizes historic trading data to simulate the possible outcomes when implementing a trading strategy with an algorithm. There are … Read More